Privacy Policy | Sarah Flor — Globe Life Insurance Agent

Introduction

This Privacy Policy describes how Sarah Flor, licensed insurance agent with Globe Life — American Income / National Income Division (“we,” “us,” or “our”), collects, uses, and protects information you provide when visiting protectedbysarah.life or contacting us by any means.

By using this website, you agree to the practices described in this Privacy Policy. If you do not agree, please do not use this website or submit any information through it.

1. Business Information

Business Name: Sarah Flor — Globe Life Insurance Agent
Licensed Agent: Sarah Flor
Company Affiliation: Globe Life · American Income / National Income Division
Website: protectedbysarah.life
Phone: +1 (516) 277-0565
Email: sflor@pappasorganizations.com

2. Information We Collect

We may collect the following categories of personal information:

Contact Information: First name, phone number, and email address submitted through any form on this website.
Communications: Messages, inquiries, or information you voluntarily provide when contacting us by phone, email, text message, or through social media.
Usage Data: Non-personally identifiable information such as browser type, pages visited, time spent on the site, and referring URL, collected automatically via standard web analytics tools.
Device Information: IP address, device type, and operating system collected automatically when you visit this website.

3. How We Share Your Information

🔒 No personal information, mobile number, or messaging consent information will be shared with third parties or affiliates for marketing or promotional purposes.

We do not sell, rent, or trade your personal information — including your name, phone number, email address, or SMS consent — to any third party for marketing or promotional purposes. Your information may be shared only in the following strictly limited circumstances:

Globe Life and Affiliated Companies: As a licensed agent within the Globe Life · American Income / National Income Division network, information relevant to your insurance inquiry may be shared with Globe Life Insurance Company of New York, National Income Life Insurance Company, or affiliated entities solely as required to process your inquiry or application. This does not include sharing for marketing or promotional purposes.
Legal Compliance: We may disclose information if required by law, court order, regulatory authority, or applicable state insurance regulations.
Service Providers: We may use trusted third-party services (such as Calendly for appointment scheduling) that receive limited information strictly necessary to provide their services. These providers are contractually prohibited from using your information for any other purpose, including marketing.

4. How We Use Your Information

Information you provide is used solely for the following purposes:

To respond to your inquiries and deliver requested resources (free Will Kit, Child Safe Kit, etc.).
To schedule and conduct free consultations about insurance coverage options.
To follow up regarding your interest in Globe Life insurance products and services.
To send relevant educational information about life insurance, family protection, and related topics.
To comply with applicable legal, regulatory, and licensing requirements as a licensed insurance agent.
To improve the content and functionality of this website.

5. SMS / Text Message Communications — TCPA Compliance

📱 SMS Consent & Opt-Out Information

By submitting a form on this website and actively checking the SMS consent checkbox, you expressly consent to receive SMS text messages from Sarah Flor with Globe Life regarding your inquiry, including appointment scheduling, follow-ups, and customer care.

Message frequency may vary based on your inquiry and follow-up schedule.
Message and data rates may apply depending on your mobile carrier and plan.
Reply STOP to unsubscribe from SMS communications at any time.
Reply HELP for help, or contact us directly at sflor@pappasorganizations.com or +1 (516) 277-0565.
Consent is not a condition of purchase. You may receive our services without consenting to SMS communications.

We comply with all applicable TCPA (Telephone Consumer Protection Act) regulations. SMS consent is obtained through an active opt-in checkbox at the point of form submission. We do not send unsolicited marketing text messages.

🚫 Your mobile phone number and SMS messaging consent will never be shared with third parties or affiliates for marketing or promotional purposes.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of internet transmission or electronic storage is 100% secure. We cannot guarantee absolute security and encourage you to avoid sharing sensitive financial or health information through unsecured channels.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, comply with applicable legal and regulatory obligations, resolve disputes, and enforce our agreements. Insurance-related records may be retained for the period required by applicable New York State insurance regulations.

8. Your Rights

Depending on your state of residence, you may have the following rights regarding your personal information:

The right to access personal information we hold about you.
The right to request correction of inaccurate or incomplete information.
The right to request deletion of your information, subject to applicable legal and regulatory obligations.
The right to opt out of SMS communications at any time by replying STOP.
The right to opt out of email marketing communications at any time.

To exercise any of these rights, please contact us at sflor@pappasorganizations.com or +1 (516) 277-0565.

9. Cookies and Tracking Technologies

This website may use cookies or similar tracking technologies to improve your browsing experience and analyze website traffic. Cookies are small data files stored on your device. You may configure your browser to refuse cookies or to alert you when cookies are being sent; however, some features of the website may not function properly as a result.

10. Third-Party Links and Services

This website may contain links to third-party websites and services, including Globe Life’s official website, Calendly, and social media platforms. We are not responsible for the privacy practices, content, or security of those external sites. We encourage you to review the privacy policies of any third-party sites you visit.

11. Children’s Privacy

This website is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information without parental consent, please contact us immediately at sflor@pappasorganizations.com and we will promptly delete it.

12. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. We will notify you of significant changes by updating the “Last Updated” date at the top of this page. Your continued use of this website following the posting of changes constitutes your acceptance of the revised Privacy Policy. We encourage you to review this page periodically.

13. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact:

Sarah Flor — Licensed Insurance Agent
Globe Life · American Income / National Income Division
📞 +1 (516) 277-0565
✉ sflor@pappasorganizations.com
🌐 protectedbysarah.life
📅 calendly.com/sarahflor

Insurance Disclosure: Sarah Flor is a licensed insurance agent. This website is operated independently by a licensed insurance agent affiliated with Globe Life · American Income / National Income Division. Insurance products are underwritten by National Income Life Insurance Company and affiliated Globe Life companies. Coverage availability and eligibility are subject to underwriting approval and applicable state regulations. This website constitutes an insurance solicitation.

← Return to Home · Terms & Conditions →